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Workers’ Compensation Insurance

A clear understanding of workers’ compensation insurance is crucial for Louisiana business owners. Harlan Insurance, based in Alexandria, Louisiana, is committed to offering workers’ compensation insurance solutions from reputable insurers. Contact us for a personalized workers comp insurance quote. 

What Does Workers’ Compensation Cover? 

Workers’ compensation insurance is an essential safeguard for employees and employers in the event of workplace injuries or illnesses. While specific coverages can vary, workers’ compensation generally may help cover the following: 

  • Medical expenses related to treating work-related injuries or illnesses 
  • Lost wages to help support employees financially during their recovery 
  • Rehabilitation costs aiding in an employee’s return to work 

Whether you’re running a startup or a well-established enterprise, considering workers comp insurance for small business is a wise decision. Harlan Insurance can also assist in exploring additional business insurance options like general liability and workers comp insurance tailored to your organization. 

Who Is Required to Carry Workers’ Compensation Insurance? 

In Louisiana, the requirement to carry workers’ compensation insurance applies broadly across various business types. Most employers with one or more employees, whether full-time, part-time or temporary, must maintain workers’ compensation insurance coverage. 

Your agent can help determine how Louisiana’s workers’ compensation laws apply to your organization. 

Contact Us 

At Harlan Insurance, we recognize the importance of workers’ compensation insurance in protecting Louisiana employees. Our team can help guide you through the complexities of workers’ compensation insurance, offering solutions that fit your business model. 

Contact us today for a personalized consultation and workers’ compensation insurance quote.