Auto Insurance

High-risk auto insurance is designed for drivers that insurers consider more likely to file claims. This category includes individuals with multiple traffic violations, DUI convictions or a history of accidents. Insurance companies assess risk based on various factors, including driving record, age and the type of vehicle driven. As a result, high-risk drivers often face […]

Uninsured/underinsured motorist (UM/UIM) coverage is an auto insurance policy that may help provide financial protection if you’re involved in an accident with a driver who either lacks insurance or sufficient coverage to pay for the damages they cause. While Louisiana law requires all drivers to carry liability insurance, not everyone complies. Additionally, some drivers may have […]